What type of expenses can Sandy claim during her displacement from her home after a hurricane?

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When a person is displaced from their home due to a disaster such as a hurricane, certain types of expenses can be claimed under their homeowners or renters insurance policy. One of the key aspects of these policies often includes coverage for additional living expenses incurred while the individual is unable to reside in their home. This coverage typically extends to necessary costs such as lodging in a motel, food, and other essential living expenses.

In Sandy's case, the option regarding living expenses while in a motel aligns with the provisions often found in insurance policies covering temporary housing needs due to displacement. These expenses are crucial as they directly relate to maintaining a standard of living when the primary residence becomes uninhabitable.

While home repairs and medical prescriptions are important, they do not fall under the same category of "additional living expenses" typically covered during displacement. Home repairs may not be covered until damage has been assessed and claims processed, and medical prescriptions usually require separate health insurance coverage. Non-related bills would not be covered since insurance policies typically focus on expenses incurred strictly due to the displacement from the home.

Therefore, claiming living expenses incurred while staying in a motel is a recognized and valid type of expense related to Sandy’s situation, making this option the correct answer.

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